Help For Debt

Home

How it Works

FAQs

Contact Us

Reduce your debts quickly
Protect your family
No more embarassing phone calls
Protection from your creditors
No more threatening letters

First Name:*

Last Name:*

Post Code:*

Home Phone:*

Mobile/Work Phone:*

Email Address:*

Best Time To Contact:*

Monthly Net Income:*

Monthly Expenses:*

Nature of Income:*

Residency Status:*

Number of Debts:*

Total Amount Owed:*
(excluding mortgages and/or secured loans)

Fill out our no obligation form today
and you could soon be seeing
a brighter future too.

A Real Life example of how our services changed
one customer's life for the better...

Mr A. of Guildford contacted us in October 2006. He was at his wit's end. Having purchased his home earlier that year, he had no equity to borrow against, and the mounting costs of his new home and supporting his wife and two young children had quickly put him £50,000 into debt.

His monthly minimum payments were over £900, and even at this level he was only repaying the interest each month - the original debt was not even reducing. After his mortgage and these payments, there was barely enough left for his family to live on.

Gradually things got worse. Mr. A. started to miss payments on his credit cards and mortgage - his wife was concerned that they were going to have their beautiful new home repossessed by the building society. She saw one of our adverts and begged him to take action before it was too late.

Our professional qualified advisors arranged an Individual Voluntary Arrangement (IVA) for Mr.A which meant that his debts could be repaid at £325.83 per month, payable over 5 years. Now he will repay a total of £19,549.80, instead of the £50,000 plus interest that he owed. Over the 5 years, that's a saving of over £84,000! Yes, just by talking to us, Mr. A saved over eighty four thousand pounds.

Mr. A and his family are now more relaxed and confident that they have enough money to pay their mortgage and enjoy the good things in life. And best of all, in 5 years, they will be 100% debt free.

Finding Assistance for Your Debt Problems

Here are some reasons why you should get help for debt, speaking on a national scale. In the UK, millions of people are already stuck deep in their bills, mostly due to home mortgage loans, equity loans, auto loans, and the ever present credit card bills. In 2008, a report stated that the consumer loans in the UK have gone over £1.4 trillion, and that means that every adult in the country has debts of about £30,000 each. It is easy to see that the Brits may need some assistance in management of debts, which is why there are now many alternatives available.

t is quite good to know that the UK government as well as the major credit card companies in the country are working on ways to help consumers settle their debts right away. In November of 2008, the Business Secretary held a Credit Card Summit to alter the policies of card issuers regarding payment options and interest rates. It is highly recommended that card holders with large debts immediately consult with a debt advisor.

For starters, you can get help for debt if you surf the internet regarding your current financial concerns. There are several websites for debt advisors and financial institutions that offer possible options to help the average UK consumer manage his finances more efficiently. If you would browse online, you are sure to hear of this popular option for debt management: debt consolidation loans.

In this form of loan, a borrower combines all his outstanding debts and balances, then consults with a financial advisor to determine how much should be loaned in total. Of course, there is a certain minimum as to how much must be owed before a debt consolidation loan is to be granted. For instance, some lenders require the total debts of the borrower to be above £5,000 or so. When the consolidation loan is granted, the firm will pay off all credit card bills, so the borrower will now be indebted to them. In turn, the borrower must pay a fixed monthly due at a fixed interest rate as arranged with the debt advisor.

Debt consolidation is said to be convenient because one does not have to worry about paying several cards every month, with different due dates as well as varying interest rates. The obligation is only to one company, which is the debt consolidation firm. There are other methods of getting help for debt , which is why you should check out as many resources as you can to determine your best step forward. GP

Home Contact Us Sitemap Terms Privacy