Debt Relief

Home

How it Works

FAQs

Contact Us

Reduce your debts quickly
Protect your family
No more embarassing phone calls
Protection from your creditors
No more threatening letters

First Name:*

Last Name:*

Post Code:*

Home Phone:*

Mobile/Work Phone:*

Email Address:*

Best Time To Contact:*

Monthly Net Income:*

Monthly Expenses:*

Nature of Income:*

Residency Status:*

Number of Debts:*

Total Amount Owed:*
(excluding mortgages and/or secured loans)

Fill out our no obligation form today
and you could soon be seeing
a brighter future too.

A Real Life example of how our services changed
one customer's life for the better...

Mr A. of Guildford contacted us in October 2006. He was at his wit's end. Having purchased his home earlier that year, he had no equity to borrow against, and the mounting costs of his new home and supporting his wife and two young children had quickly put him £50,000 into debt.

His monthly minimum payments were over £900, and even at this level he was only repaying the interest each month - the original debt was not even reducing. After his mortgage and these payments, there was barely enough left for his family to live on.

Gradually things got worse. Mr. A. started to miss payments on his credit cards and mortgage - his wife was concerned that they were going to have their beautiful new home repossessed by the building society. She saw one of our adverts and begged him to take action before it was too late.

Our professional qualified advisors arranged an Individual Voluntary Arrangement (IVA) for Mr.A which meant that his debts could be repaid at £325.83 per month, payable over 5 years. Now he will repay a total of £19,549.80, instead of the £50,000 plus interest that he owed. Over the 5 years, that's a saving of over £84,000! Yes, just by talking to us, Mr. A saved over eighty four thousand pounds.

Mr. A and his family are now more relaxed and confident that they have enough money to pay their mortgage and enjoy the good things in life. And best of all, in 5 years, they will be 100% debt free.

Do You Need Relief from Debt?

These days, common search engine queries would involve help from debt, debt relief, credit card debt management, and the like. Like in many other parts of the world, the UK is more than familiar with the ever growing amount of debts that consumers are acquiring, which increases at about 5% per year. As of September 2008, UK consumer debts have ballooned to £1.4 trillion, and of that amount, more than £60 billion is attributed to massive credit card debts. Other than that, there are other financial obligations involved, such as auto loans, medical expenses, mortgages, and more.

With all this talk about debt, debt relief should be obtained in the soonest time possible. Did you know that the average number of active credit cards of people in the UK is four? This multiplicity is a huge factor that causes the growth of balances in credit card bills. At the same time, people who owe too much tend to make their credit ratings suffer. Nobody would want to wind up with a very low credit score, which is why lots of people in the UK turn to financial consultant to find better ways of settling their debts.

Have you heard about credit card debt consolidation? This is a form of loan which is also called debt consolidation, because all bills are put together to acquire an amount that can pay them all off. Such is the alternative for people who have gone way above their credit limits, and whose outstanding balances have already reached thousands. There are different requirements and qualifications before one can be approved of a debt consolidation loan.

Finally, if you want to really stop all this financial worry, it’s best to manage your spending as well. Try to create a monthly budget that you can follow religiously, and try cutting down on most of the expenses that you generally do not need. Most sources would say that though not everybody does it, opening a savings account can save you a ton of financial headaches in the future.

For people who are stuck elbow-deep in debt, debt relief can still be within reach. You just have to know your resources, what to look for, and where to look. As said before, there are many resources online, and you can make phone calls or emails to be able to select your debts advisor wisely. Don’t hesitate to inquire or consult with a financial advisor, as they will help you find the many possible solutions to take to be able to finally settle your bills and get your much needed debt relief. GP

Home Contact Us Sitemap Terms Privacy