Credit Debt Relief

Home

How it Works

FAQs

Contact Us

Reduce your debts quickly
Protect your family
No more embarassing phone calls
Protection from your creditors
No more threatening letters

First Name:*

Last Name:*

Post Code:*

Home Phone:*

Mobile/Work Phone:*

Email Address:*

Best Time To Contact:*

Monthly Net Income:*

Monthly Expenses:*

Nature of Income:*

Residency Status:*

Number of Debts:*

Total Amount Owed:*
(excluding mortgages and/or secured loans)

Fill out our no obligation form today
and you could soon be seeing
a brighter future too.

A Real Life example of how our services changed
one customer's life for the better...

Mr A. of Guildford contacted us in October 2006. He was at his wit's end. Having purchased his home earlier that year, he had no equity to borrow against, and the mounting costs of his new home and supporting his wife and two young children had quickly put him £50,000 into debt.

His monthly minimum payments were over £900, and even at this level he was only repaying the interest each month - the original debt was not even reducing. After his mortgage and these payments, there was barely enough left for his family to live on.

Gradually things got worse. Mr. A. started to miss payments on his credit cards and mortgage - his wife was concerned that they were going to have their beautiful new home repossessed by the building society. She saw one of our adverts and begged him to take action before it was too late.

Our professional qualified advisors arranged an Individual Voluntary Arrangement (IVA) for Mr.A which meant that his debts could be repaid at £325.83 per month, payable over 5 years. Now he will repay a total of £19,549.80, instead of the £50,000 plus interest that he owed. Over the 5 years, that's a saving of over £84,000! Yes, just by talking to us, Mr. A saved over eighty four thousand pounds.

Mr. A and his family are now more relaxed and confident that they have enough money to pay their mortgage and enjoy the good things in life. And best of all, in 5 years, they will be 100% debt free.

End Your Credit Card Debt and Find Relief

Nearly everybody in the UK has experienced getting stuck in debts in one way or another. You may have already heard about how many people today are struggling to find immediate credit debt relief, because of the massive bills they simply could not manage. As a matter of fact, sources claim that every adult in the UK has an estimated £30,000 worth of debt. This may be from a multitude of expenses, such as car loans, home equity, and of course, the credit card.

Did you know that the average number of credit cards in the British wallet is four? About one in every 10 credit card holders in the country pay his bills on time. Because of this, many UK consumers tend to be careless about what they are spending, and they wind up with huge credit card bills that are left unpaid. According to consumer reports, the average credit card balance of a card holder in the UK is about £2,000.

For those who find themselves in the same boat, debt consolidation can be a way out of your huge credit card balances. What does debt consolidation do? Here is a general overview of this credit debt relief option:

1. All credit card balances can be completely paid off at once. For people who carry more than one active card with an outstanding balance, this will be a welcome relief.
2. With debt consolidation, one loan will be obtained to pay off all these smaller debts. The borrower only has to pay to the debt consolidation firm every month, instead of multiple companies for credit cards.
3. The interest rate in a debt consolidation loan is fixed, giving the borrower less burden and allowing him to pay off the debt at a convenient rate.

Just like any other debt settlement solution, credit card debt consolidation involves a huge responsibility on the borrower. He or she must see to it that the monthly dues are paid to the loaner. At the same time, he must make changes to his spending patterns, to avoid going beyond the budget allotted. And of course, setting aside some amount for a rainy day through a savings account would be a good way to keep a satisfactory credit rating.

There is no sure and quick method for getting credit debt relief , and a huge part of the effectiveness of any settlement solution lies on the part of the consumer. The next step to be taken after settling all huge debts would be not to create any more unmanageable debts in the future. As said before, you can restore your financial stability, but it will take some effort for you to maintain it. GP

Home Contact Us Sitemap Terms Privacy