Clear Debts

Home

How it Works

FAQs

Contact Us

Reduce your debts quickly
Protect your family
No more embarassing phone calls
Protection from your creditors
No more threatening letters

First Name:*

Last Name:*

Post Code:*

Home Phone:*

Mobile/Work Phone:*

Email Address:*

Best Time To Contact:*

Monthly Net Income:*

Monthly Expenses:*

Nature of Income:*

Residency Status:*

Number of Debts:*

Total Amount Owed:*
(excluding mortgages and/or secured loans)

Fill out our no obligation form today
and you could soon be seeing
a brighter future too.

A Real Life example of how our services changed
one customer's life for the better...

Mr A. of Guildford contacted us in October 2006. He was at his wit's end. Having purchased his home earlier that year, he had no equity to borrow against, and the mounting costs of his new home and supporting his wife and two young children had quickly put him £50,000 into debt.

His monthly minimum payments were over £900, and even at this level he was only repaying the interest each month - the original debt was not even reducing. After his mortgage and these payments, there was barely enough left for his family to live on.

Gradually things got worse. Mr. A. started to miss payments on his credit cards and mortgage - his wife was concerned that they were going to have their beautiful new home repossessed by the building society. She saw one of our adverts and begged him to take action before it was too late.

Our professional qualified advisors arranged an Individual Voluntary Arrangement (IVA) for Mr.A which meant that his debts could be repaid at £325.83 per month, payable over 5 years. Now he will repay a total of £19,549.80, instead of the £50,000 plus interest that he owed. Over the 5 years, that's a saving of over £84,000! Yes, just by talking to us, Mr. A saved over eighty four thousand pounds.

Mr. A and his family are now more relaxed and confident that they have enough money to pay their mortgage and enjoy the good things in life. And best of all, in 5 years, they will be 100% debt free.

Who Else Wants to Know The Basic Methods to Clear Your Debts?

If you are one of the millions struggling with bad debt in the UK today, then you can expect difficult times ahead. The amount of the money you owe is not the issue; it is the manner in which you can clear debts to get you out of the red that can cause quite a headache.

Surveys show that credit card debt is not an uncommon incident in the UK and can easily be solved provided you act upon it as early as possible. You must take the right steps quickly to eliminate debt and if you are in denial that you have a debt problem, then you are headed for financial disaster.

As an initial step to debt elimination, make a thorough list of all your creditors and how much you owe them. Compare your monthly outgoings against the money you bring in. If you can be cleared of your debts in a short period of time with only a few financial restrictions, then that’s the way for you to go. Or you may have incurred a much larger debt which could take years to pay off. Without delay, it is time to take the proper counter-steps.

Contact your providers personally or through the phone and request for a mutually beneficial arrangement to clear debts you owe them. If your credit card was issued by your bank, then speak directly with a bank representative about your financial situation. They will try every solution in the book to keep you from declaring bankruptcy because if that happens, they will have a dreadfully hard time recovering their losses.

To cut their losses, providers can waive interest and lower your debt by slashing a generous chunk out of it. They can also allow deferred repayment where debt payments can be held back for a later time. The great saving you will get can be very useful to pay off the rest of your debt.

If you have gone through the preceding method and still there’s no light at the tunnel’s end, then you will have to seek the advice of debt management professionals. You have to use due diligence to pick the right one.

Debt consolidation loans and card balance transfers are the best solutions to clear debts quickly. They can reduce your interest rate payments and slash a large chunk off your debt as part of the deal.

Ask your debt management adviser about the various options you can take to make these methods work to your advantage. Just remember to use due diligence before making your final decision. GP

Home Contact Us Sitemap Terms Privacy