IVA Company

Home

How it Works

FAQs

Contact Us

Reduce your debts quickly
Protect your family
No more embarassing phone calls
Protection from your creditors
No more threatening letters

First Name:*

Last Name:*

Post Code:*

Home Phone:*

Mobile/Work Phone:*

Email Address:*

Best Time To Contact:*

Monthly Net Income:*

Monthly Expenses:*

Nature of Income:*

Residency Status:*

Number of Debts:*

Total Amount Owed:*
(excluding mortgages and/or secured loans)

Fill out our no obligation form today
and you could soon be seeing
a brighter future too.

A Real Life example of how our services changed
one customer's life for the better...

Mr A. of Guildford contacted us in October 2006. He was at his wit's end. Having purchased his home earlier that year, he had no equity to borrow against, and the mounting costs of his new home and supporting his wife and two young children had quickly put him £50,000 into debt.

His monthly minimum payments were over £900, and even at this level he was only repaying the interest each month - the original debt was not even reducing. After his mortgage and these payments, there was barely enough left for his family to live on.

Gradually things got worse. Mr. A. started to miss payments on his credit cards and mortgage - his wife was concerned that they were going to have their beautiful new home repossessed by the building society. She saw one of our adverts and begged him to take action before it was too late.

Our professional qualified advisors arranged an Individual Voluntary Arrangement (IVA) for Mr.A which meant that his debts could be repaid at £325.83 per month, payable over 5 years. Now he will repay a total of £19,549.80, instead of the £50,000 plus interest that he owed. Over the 5 years, that's a saving of over £84,000! Yes, just by talking to us, Mr. A saved over eighty four thousand pounds.

Mr. A and his family are now more relaxed and confident that they have enough money to pay their mortgage and enjoy the good things in life. And best of all, in 5 years, they will be 100% debt free.

It’s Critical to Choose an IVA company Wisely

High debt can definitely hit anyone regardless of age or income level. When you find yourself trying very hard to keep your head above water, you’ve got to find the right IVA company that will help you throughout your journey to financial freedom.

If you’re a resident of UK, you are very lucky indeed. Even if you have huge credit card debt or struggling to pay off your mortgage, you would not need to worry. As a UK resident, you have access to Individual Voluntary Arrangement (IVA) debt solution as an alternative to bankruptcy.

IVA is the original brainchild of the government of UK. It was devised initially for small businesses. But now, it has become the most popular debt solution in the country.

However, there are qualifications to avail of an IVA. If you have £15,000 of debts with three creditors or more, you have passed the first criteria and you might be on your way to fix your finances.

IVA will run for five years and the good news is that your creditors are forbidden to contact you within this time. In addition, it’s possible for you to wipe out 75% of your existing debt.

Be Comfortable

For a good start, you have to choose the IVA company that you’re comfortable with. Try to get recommendations from your family and friends or anybody you know. You can also search the internet for different experiences of people sharing in IVA websites or forums. However, be very cautious in taking their advice or tips before you make your final decision.

In addition, you should get an IVA adviser that has a thorough knowledge of this debt settlement’s detailed process to properly guide you all the way. Furthermore, he/she should have a friendly and approachable personality so that you will be able to discuss not just the financial, but also the personal aspect of your current situation as well.

Be Guided by Your Instincts

Since the success of an IVA depends upon the final agreement of your creditors, your Insolvency Practitioner and adviser should take proper caution before starting the negotiation process. Your case should be thoroughly assessed before making a conclusion that IVA is really the right debt settlement for you.

Finally, let your instincts be your guide. Remember that you can always seek a second opinion when you feel that the IVA company you are talking with is not efficient or competent enough to meet your needs. After all, it’s your financial life at stake, so it’s critical to choose a company with integrity and excellence. GP

Home Contact Us Sitemap Terms Privacy